I fly a lot for work, so buying separate insurance for each business trip quickly became tiresome. I recently purchased an annual policy at https://www.globelink.co.uk/policy-opti … rance.html and now I can confidently plan up to ten trips in a row without worrying about medical coverage or flight cancellations. I was also pleasantly surprised that the policy already includes coverage for cruises and winter sports. Does anyone know if it's possible to immediately increase the personal belongings limit on this annual policy?